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Athena Insurance and Financial Service's offers premium insurance services only in the following States at this time.
We have chosen this site www.ContractorInsurance.net to specify a "site" for our Contractors, Engineers and other Construction Industry professionals.
Our primary office is located at:
583 South Highway 49
Jackson Ca, 95642
Phone (888) 299-1870 Fax (209) 223-1870 email : steve@contractorinsurance.net
Broker Client confidentiality is key in our business model. The information you provide to us is only used by our Agency and our affiliate SValencia International an internet Hosting and Marketing Company.
In order for us to provide you with Professional advice it is absolutely necessary that we have an open and honest relationship whereby we gather information from you in order to evaluate your exposure to risk, to present data to our respective company underwriters with which we work to obtain you price quote indications and respectively interact with the Insurance Carriers.
Our affiliate company SValencia International is privy to such information in that the Broker / Agent is also the Owner and Founder of SValencia International and in his quest to ad a "value-added" service to it's Construction buddies, may wish to make contact with you to offer discounted business class hosting or advertising opportunities thru SValencia International. For example, SValencia International is developing a "site" www.AmericanContractorExchange.com" This site American Contractor Exchange.com is an International, National and Regional search directory site designed specifically to assist the Construction Industry in Advertising and Marketing. (please visit the site for more details or write to Steve@SValenciaInternational.com. The two companies are wholly owned and operated in the U.S. by Steve Valencia.
The information we need may vary depending upon your operations. In some respects it is a multi-phased question and answer process. Generally, in our first phase we ask a broad range of questions so that we can gather data for our various insurance carriers and determine what "is" included in your operations and that which "is not" included in your operations or "excluded" in your operations.
Phase 1. also includes receiving :
Annual service reviews are a requirement for your protection and as part of the regular service our client's receive.
Our staff will contact you approximately 60 days in advance to remind you to complete a renewal questionnaire or to schedule an appointment with your Broker to discuss your operations. This is a very important part of a free service we provide that is included when you purchase your insurance with us.
The reviews allow us to reevaluate your operations and the exposure to them, determine weather to renew with the same carrier or re-market to other companies. This re marketing of your account is time consuming. We ask that you do not wait until the final days prior to the expiration date of your policy to respond because it does not allow us ample time to do our job correctly and efficiently for you. Depending on the complexity of your operations, it could take up to 30 days to do an efficient job in re-marketing you insurance. Do not take a chance on being without the correct insurance or having a lapse in your policy coverage. Please note, the General Liability, Professional liability and other lines of insurance are not an automatic renewal. Your cooperation is required each and every year!
With our affiliation of the www.AmericanContractorExhchange.com we will gain advertising and marketing exposure for our agency Athena Insurance and Financial Services. Here is how we will accomplish this: