EQUIPMENT COVERAGE FOR GENERAL CONTRACTORS AND ARTISAN CONTRACTORS

Welcome to our Builders Risk / Course of Construction for United States Business Operations. States in we currently write insurance Arizona, California, Idaho, Iowa, Nevada, Oregon and Texas.

At Athena Insurance and Financial Services' Contractor Insurance.net we understand the exposure and insurance needs of Contractor and other business that use contractor equipment. Those of you who own and lease complex and expensive equipment know how important it is to have the proper insurance coverage in place in the event of a loss.

Athena Insurance has been privileged to work with the Leaders in the market place in provding Contractor's Equipment Policies. You provide the information and we do the shopping with no up front fees or obligation to buy. Many of our Equipment Policies provide coverage for Machinery, Equipment, tools of a mobile nature used in contracting, installation, erection, repair or moving operations or projects. Covered equipment may be owned, rented leased, or borrowed. Typical items include bulldozers, power shovels, loaders, graders, backhoes, forklifts, pavers, compressors, pumps and numerous other items of a mobile or portable nature.

Contractors Equipment policies can be written for contractors including those involved in carpentry, drywall, electical, hvac, Masonry, plumbing adn roofing, agricultural businesses including farming operatons and landscaping; as well as other users of contractors equipment. Coverages can vary from company to company and form state to state.

Here is a typical list of Coverage and Policy limits...please keep in mind these are general illustrations and that coverages, exclusion, conditions, policy forms and more can and will vary from company to company and from State to State.

• Schedule limit up to $10,000,000*
• Scheduled or blanket coverage options available
• Borrowed equipment
• Replacement Cost coverage and Actual Cash Value coverage available on the sam policy. Replacement Cost valuationa automatically applies to property five years old or newer. Any property older than five years as of policy expiration date will be covered at Actual Cash value.
• Employee tools and work clothing
• Unscheduled Equipment
• Rental reimbursement
• Rental equipment
• Spare Parts and Fuel and Pollutions clean up and removal optons
• Special coverage package automatically includes basic limits for the following with higher limits available:
  • Additional debris removal expenses
  • Expedition expenses
  • Fire department services charges
  • Inventory and appraisel
  • Recharge of fire extinguishing equipment
  • Reward of recovery of stolen equipment*

PLEASE PROVIDE INFORMATION ABOUT THE "INSURED" 

LIST EQUIPMENT LOCATIONS AND THEY TYPE OF SECURITY PROVIDED  (CANNOT BE PO BOX)

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OPTIONAL COVERAGES

     Maximum per day limit

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